10 Pros and Cons of Living in New Hampshire

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Nestled in the heart of New England, New Hampshire boasts a rich tapestry of history, nature, and culture. From the dense forests of the White Mountains to the serene beaches lining its modest coastline, the Granite State has long been a haven for those seeking a blend of urban sophistication and rural tranquility. Yet, like any place, New Hampshire is not without its complexities. 

In this Redfin article, we delve into the ten pros and cons of living in New Hampshire, shedding light on both its idyllic charm and the challenges that come with calling it home. So whether you’re searching for homes for sale in Manchester or an apartment in Concord, read on to learn more about The Granite State.

Autumn in Rochester, New Hampshire

Pros of living in New Hampshire

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1. No sales or income taxes

New Hampshire’s lack of a state sales tax or income tax is a significant advantage for residents, making it an attractive destination for those seeking a tax-friendly environment. The absence of these taxes means that individuals can keep a larger portion of their earnings and enjoy lower overall living costs. This unique financial landscape fosters a sense of financial freedom and independence, making New Hampshire an appealing choice for individuals and businesses alike. 

2. Proximity to major cities

New Hampshire’s location, nestled in the heart of New England, provides residents with easy access to major cities in the region. Boston, one of the country’s most vibrant and economically powerful cities, is just an hour’s drive. This geographical advantage allows New Hampshire residents to strike an ideal balance between the allure of urban opportunities. Additionally, New Hampshire is close to New York and Maine, where there are plenty of things to do and see.

Autumn foliage in the White Mountains of New Hampshire

3. Beautiful diverse landscapes

The Granite State has much to offer, from the majestic White Mountains, with peaks like Mount Washington that offer breathtaking vistas, to the picturesque Lakes Region. The dense and lush forests, especially in the North Country, provide endless hiking, camping, and wildlife exploration opportunities. Additionally, New Hampshire boasts a rugged coastline along the Atlantic Ocean, with charming towns like Portsmouth offering a blend of historic charm and coastal allure.

4. Access to outdoor recreational activities

The state is a haven for outdoor enthusiasts, offering hiking in the White Mountains with trails like the Appalachian Trail and Franconia Ridge Loop. You’ll find skiing and snowboarding in popular destinations like Loon Mountain and Bretton Woods, as well as an abundance of lakes and rivers for kayaking, fishing, and boating. Moreover, the state’s extensive network of state parks, such as Franconia Notch State Park and Mount Monadnock State Park, provides opportunities for camping, picnicking, and wildlife observation.

Autumn on the Kancamagus Highway in New Hampshire

5. Breathtaking fall foliage

As the leaves transform into shades of red, orange, and gold, the entire state becomes a vibrant canvas of natural beauty. The White Mountains and the Kancamagus Highway are renowned for their stunning fall displays, offering scenic drives and hiking trails where the colorful foliage is a sight to behold. Iconic New England towns like North Conway and Hanover become even more picturesque this season, and visitors and residents alike revel in the opportunity to witness nature’s vibrant transformation. 

Cons of living in New Hampshire

1. Harsh winters

The state’s winters are marked by frigid temperatures, heavy snowfall, and sometimes treacherous driving conditions. The snow and ice accumulation can pose challenges for daily commuting and outdoor activities, making travel more complex and potentially leading to weather-related accidents. Temperatures often drop below freezing and can be uncomfortable and even dangerous for those unprepared. Additionally, winter storms and power outages can disrupt daily life. You’ll want to prepare your home and yourself for New Hampshire’s winters.

Historic Portsmouth, New Hampshire

2. High property taxes

New Hampshire’s high property taxes are a notable drawback for residents, as they can put a significant financial burden on homeowners. The Granite State has the fourth-highest property tax rates in the nation standing at an average of 1.77%. While the absence of a state income tax and sales tax may be attractive, these high property taxes can offset potential savings. The burden falls disproportionately on homeowners, particularly in communities with strong public school systems. 

3. Limited transportation options

New Hampshire’s limited transportation options can pose challenges for its residents. The state lacks a comprehensive public transportation system, making it heavily reliant on personal vehicles for commuting and traveling. Many cities in New Hampshire, including Concord, are categorized as car-dependent. The state’s infrastructure can also be less well-equipped for harsh winter weather, which may lead to road closures and transportation disruptions during the winter months.

Shot of Residential Community in Concord, New Hampshire- Overhead Aerial

4. High housing costs

New Hampshire’s housing costs present a significant challenge for its residents, with prices higher than the national average. The state’s median home sale price, often exceeding $470,400, is higher than the national median of $412,502. This means that purchasing a home in New Hampshire can be more expensive than other parts of the country.

5. No major airports

While the state does have smaller regional airports, such as Manchester-Boston Regional Airport and Portsmouth International Airport at Pease, it lacks a major international gateway. This can mean limited options and potentially higher costs for air travel, as residents often need to travel to nearby states like Massachusetts for direct and more extensive flight connections.

Exeter, New Hampshire

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Pros and cons of living in New Hampshire: Bottom line

New Hampshire’s beautiful natural landscapes and the spectacular fall foliage make it a haven for outdoor enthusiasts and those who appreciate the changing seasons. However, there are drawbacks to consider. Ultimately, deciding to call New Hampshire home will depend on individual priorities and preferences, weighing the pros and cons.

If you are represented by an agent, this is not a solicitation of your business. This article is for informational purposes only, and is not a substitute for professional advice from a medical provider, licensed attorney, financial advisor, or tax professional. Consumers should independently verify any agency or service mentioned will meet their needs. Learn more about our Editorial Guidelines here.
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Ana de Guzman

Ana is part of the content marketing team and enjoys writing about home improvement and life & style. Her dream house would be a Mediterranean style home featuring expansive windows.

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