Full point-of-sale functionality, made easy 

For business owners that want a handheld device in addition to mobile point-of-sale capabilities, talech Terminal is the ideal solution.

Take payments anywhere. 

Take accepting payments to the next level with a dedicated POS terminal – whether you’re at the counter, in the aisle, or in the field.

Give customers more ways to pay.

Accept major credit and debit cards including Visa®, Mastercard®, Discover®, American Express®, and contactless options such as Apple Pay®, Google Pay®, and Samsung Pay®.

Get up and running quickly.

Whether you sell at a farmers’ market or have a small shop, talech Terminal gives you the essentials of a point-of-sale solution with robust business management tools.

Get to know your customers.

Manage your customer database, track average spends and activity.

Manage your business settings.

Manage your product portfolio up to 100 items and access insights and reports from the web.

Enjoy the convenience of a dedicated device.

Take accepting payments to the next level with a dedicated POS terminal. Perfect for solo business owners or small teams.

Get started for $15/month.

Take advantage of mobile payment acceptance with the added benefit of a handheld terminal.

No software fees. Just pay $15 per month for the equipment. Transaction fees apply.1 

 

Get started

Simplify taking payments with affordable credit card processing.

SWIPE, TAP, INSERT

2.60% + 10¢

MANUAL TRANSACTION

3.50% + 15¢

ONLINE PAYMENTS

2.90% + 30¢

The handheld payment terminal with built-in convenience

With a built-in card reader, printer and optimal battery longevity, our smart terminal POS gives you the power to sell all day without interruptions.

The support you need when you need it

24/7 support

Never miss a beat with our industry-leading 24/7 customer support. A real person is always available to answer your questions at no additional cost.

Everyday Funding

Improve cash flow with industry-leading funding, available 7 days a week, with no daily funding limits.2

Safe & secure payments

With EMV, contactless payment options, PCI-DSS, and end-to-end encryption, your customer payment data is protected by the latest authentication and security technology.

HELPFUL KNOWLEDGE AND TIPS

Expand your knowledge about accepting payments for your business. 

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Opening a second location? Cloud-based POS is key to a smooth unveiling.

Expanding is exciting but it can come with some pain points. Here we explore how cloud-based POS data and software can help smooth the transitioning experience for you, your staff and customers.

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How does electronic point of sale help your business keep track of every dime?

ePOS technology pub owners go beyond simply taking payments. Learn how business owners maximize their efficiency and impact of overhead with their POS.

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Technology strategies to complement your business plan

Improving your business technology strategy begins with assessing what you currently have. A modern point of sale (POS) offers options for everything from software inventory tools to contactless payment.

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Frequently asked questions


Point of sale (POS) is the physical or virtual point where a customer makes a payment. "POS" can refer to the physical hardware and software used to facilitate these transactions.

POS hardware is the physical equipment used to complete transactions, such as cash registers, barcode scanners, receipt printers, touchscreen monitors, card readers and smart terminals.

POS software manages the transaction process, calculates the total amount owed, processes payment methods, and generates receipts. It may also provide inventory management, sales reporting, and other business management features.

A terminal point of sale is a handheld device used to accept card payments.


A complete POS system also includes payment processing. POS systems enable various payment methods, including cash, credit/debit cards, mobile wallets, and contactless payments. They securely process these payments and record the transaction details. U.S. Bank partners with Elavon as its payment processor. 


The first step is to set up an account with a bank that offers Merchant Services, like U.S. Bank. The “merchant acquiring bank” acts as an intermediary between the business and the credit card company, facilitating payment authentication and other technical aspects, so you can accept credit cards and other electronic payments. Once the electronic payments are processed and approved, the bank distributes the funds into your merchant account. 


talech is a cloud-based POS suite from U.S. Bank tailored for businesses of all kinds that scales seamlessly across multiple locations to support business growth. 


Cash flow keeps businesses in business. You need money in your account to pay invoices, payroll and achieve your goals. Everyday Funding allows you to get funding seven days a week so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency. Everyday Funding works on weekends and weekdays which means funding is direct to your deposit account every day of the week. Everyday Funding is available at no additional cost for U.S. Bank business depository account customers with a U.S. Bank Payment Solutions account.  


Accepting card payments is crucial for businesses looking to meet customer expectations, stay competitive, reduce operational costs, and benefit from the added security and convenience that card transactions offer. It can ultimately contribute to the growth and success of your business in today's evolving payment landscape.

Ready to get started? 

Apply online
Call 800-432-9413
Request a call
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Disclosures

  1. U.S. Bank Payment Solutions are powered by Elavon, a wholly owned subsidiary of U. S. Bank NA. Elavon assesses the following transaction fees, depending on the acceptance method for the credit card payment:

    Swipe, tap, insert: 2.60% of transaction amount + 10 ¢ per item
    Manual transaction: 3.50% of transaction amount + 15 ¢ per item
    Online payments: 2.90% of transaction amount + 30 ¢ per item

    Disclosed transaction fees apply for online applications. Transaction fees may vary and other fees may apply for accounts not opened online.

  2. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Deposit products are offered by U.S. Bank National Association. Member FDIC.

Services may be subject to credit approval. Eligibility requirements, restrictions and fees may apply. See a business banker for details.